BY JESSICA DEMLER, CFP® CBDA , PRINCIPAL AT OXLER PRIVATE WEALTH®

Digital assets are fueling one of the most significant shifts in finance since the Internet. While often associated with cryptocurrencies like Bitcoin, the category is much broader, including tokenized real estate, NFTs, and blockchain-based systems that enable faster, transparent transactions.

This space reflects a transformation in how value is created, exchanged, and stored. Blockchain technology is redefining trust and record-keeping, much like how email revolutionized communication. Today, technology enhances financial advice—streamlining settlement processes from days to minutes, enabling digital wallets for more flexible money management, and automating transactions through smart contracts.

The evolution fosters greater access and transparency. Previously, private markets and international transfers were limited to institutions or high-net-worth individuals. Digital platforms now open these opportunities to a broader audience, providing better visibility into how investments grow and move.

As advisors, this shift presents both a challenge—understanding new technologies and risks—and an opportunity to help clients navigate this landscape with clarity. Many families see digital assets as a bridge between generations: younger members, tech-savvy and comfortable with digital platforms, drive interest in cryptocurrencies and decentralized finance. Meanwhile, older generations bring valuable skills in governance and risk management.

This collaboration encourages family dialogue about innovation, stewardship, and long-term vision. Education around how digital assets work and how to incorporate them responsibly ensures wealth strategies stay relevant in a fast-changing world.

Ultimately, digital assets are about modernizing the financial system, making it more efficient and inclusive. They embody innovation, autonomy, and a shift toward greater participation in global finance. Forward-thinking families will embrace this evolution—blending tradition with progress—to preserve and grow wealth for generations to come.

Jessica Demler, CFP® CBDA is a Principal at Oxler Private Wealth®, an independent, family owned and operated wealth advisory firm in Rye Brook and Manhattan, offering financial care to women and families. For a complimentary, no pressure conversation, call (212) 785-2860 or visit www.oxlerpw.com. 

Oxler Private Wealth is a SEC-Registered Investment Adviser. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Oxler Private Wealth does not provide tax or legal advice. The information presented is not a solicitation to buy or sell any securities or investment advisory services. Investing in digital assets is speculative in nature and involves risk, including the risk of loss of principal. You should speak to your investment adviser about the risks of investing in digital assets prior to investing. In addition, there may be tax implications in digital asset investing. You are encouraged to speak to your tax professional about these potential implications prior to investing in digital assets.